Turn everyday spending into long term investing.
Round up your everyday purchases and automatically invest the spare change on Solana. Simple, passive, and built for long term growth.
The average Canadian throws away $1,800 a year.
Spare change Canadians round down without thinking
Average chequing-account interest in Canada
Minimum deposit at most Canadian robo-advisors
Twoonie fixes all three. No minimums. Real yield. Your spare change finally working.
How it works
Four steps to real wealth
CONNECT
Link your Canadian bank in 30 seconds via Plaid. Twoonie can see your transactions — never your credentials.
ROUND UP
Every purchase rounds to the nearest dollar. We track the pennies so you don't have to think about it.
INVEST
Once your change hits $5, we sweep it into your Solana vault — yield USDC, SOL, jitoSOL.
EARN
Watch your portfolio grow in real time. Withdraw anytime, no penalties, no minimums.
Why Solana
The only chain where $0.30 round-ups make sense.
Round-ups would be impossible on Ethereum — gas alone would eat the investment. Solana's micro-fees finally make this work.
Your USDC earns yield 600x better than a Canadian chequing account. Real, on-chain, transparent.
Your spare change becomes invested in under 3 seconds. Compare to 2-3 business days for a bank transfer.
Live · Updating in real time
invested by Twoonie users this week
From $5 chunks. The math works.
Pricing
Simple. Transparent. Fair.
We charge 0.25% only on amounts you've earned. Your spare change is free to invest — you only pay when we make you money.
The on-ramp for the next 10 million Canadians
10 million Canadians don't have an investment account. Not because they don't want to invest. Because investing feels like a wall. $500 minimums. Confusing forms. Banks that talk down to you.
IG Wealth Management has spent 100 years helping Canadians build wealth. Twoonie is the on-ramp for the next 10 million who think they can't afford to start.
We're not competing with IGWM — we're their feeder.